Seminars & Community Ed Classes

Renee and David offer classes on various financial topics.  We're delighted to add Keefe at Night in Framingham to our list of locations.  Money and Divorce is constantly updated with information we've obtained from professional seminars and courses, therapists, mediators, divorce attorneys and, of course, our own personal experiences.  Social Security – Optimizing Your Benefits has all new numbers for 2021 and strategies for integrating Social Security into your retirement plan.  Our newest class, Basics of Personal Finance and Investing, is designed for people in their 20's and 30's, or for anyone who wants to take control of their financial lives.  Retirement Planning for the Self-Employed will be time well spent for small business owners.



Money and Divorce: Costly Mistakes You Don't Want to Make

You want to keep the house that has $250,000 in equity. Your spouse takes the stock portfolio worth $250,000. Five years from now, is one of you struggling to pay bills while the other has a growing net worth?

If you are contemplating divorce, starting the process, in mediation or looking at settlement options, this 2-hour seminar could be for you.  We'll look at common financial mistakes that are often made in divorce settlements and discuss how to avoid them.  You'll gain an understanding of how issues around cash flow, liquidity, income taxes, capital gains, retirement account rules, insurance, debt and credit could impact your future well-being.  We'll look at the Alimony Reform Act of 2011 which became effective March 1, 2012 and makes significant changes to alimony in Massachusetts as well as the new Child Support Guidelines which changed September 15, 2019.  Be knowledgeable about your finances before you sign your settlement agreement.


Thursday, February 4, 2021, Acton-Boxborough Community Adult Education, 6:30-8:30 pm  This is an online zoom class.  For details and registration, please go to



Social Security – Optimizing Your Benefits 


Do you worry when you read that Social Security may not have enough funds when you retire? Are you thinking of taking Social Security at 62 just to be safe? What difference will it make if you wait and take those benefits at age 66 or 70? What if you decide to work part time during retirement? How would being divorced or widowed impact social security?

If you are over 50, join us tonight to discuss the basics of social security and all new numbers for 2021. We'll examine the factors to take into consideration when you decide to take benefits. You'll learn how to create a retirement income strategy using social security as one source of income. The information provided is general in nature and should not be construed as personal tax or legal advice.




Basics of Personal Finance and Investing


This practical course is designed for people in their 20's and 30's or for anyone else who wants to begin learning how to take control of their financial lives.  We'll discuss setting goals and building your financial plan, budgeting and buying your first home.  We will also cover some important financial concepts, various types of investments and retirement plans like IRAs and 401(k) plans.




Retirement Planning for the Self-Employed


Building wealth and saving for retirement is tricky enough for most Americans, but being self-employed presents a whole new set of challenges- and opportunities. Without the advantage of corporate benefits, pensions and 401(k) plans, small business owners and sole proprietors need to take the initiative to provide for their own retirement. The course will offer an informative and practical approach for long-term financial success. Questions to be answered include: How much money do I need to retire? What are the options for self-employed people? How does Social Security fit into my retirement picture? How much should I be saving now?



Please contact us if you need help with registration, have questions, or cannot attend class and would like a consultation. 

We look forward to seeing you in class.