CONNECT

Address:

Concord Offices
81 Middle Street
Concord, MA 01742
Phone: (978) 369-2255

26 Hawthorne Village
Concord, MA 01742
Phone: (978) 776-6155

Phone:

About Us

Renee W. Senes brings more than 20 years experience to her profession. She is a Financial Consultant and Investment Advisor Representative with Voya Financial Advisors. Renee works with individuals and small businesses, including those who are self employed, on all aspects of investment planning by utilizing fee-based investment and asset management services as well as hourly financial consulting.

Renee also maintains a Certified Divorce Financial Analyst (CDFA) designation. She focuses on working with clients and their attorneys through all phases of the divorce process to help them gather and compile financial information, compare and contrast scenarios of possible settlements, and help them to grasp the impact of the various options both now and for their future well being. Having gone through a divorce herself, Renee's desire is to help her clients understand and manage the financial issues so they can work torward financial independence, a stable future and comfort and competence dealing with money.

Renee is an active member of her community where she is on the Steering Committees of the Women's Business Network, Acton Singles Social Club and the Professional Women's Network of the Middlesex West Chamber of Commerce.  She is a consultant to the Special Educational Surrogate Parent Program providing services to children in the custody of the Department of Children and Family Services. She is also a member of the Institute for Divorce Financial Analysts and serves on the Board of Directors of The Divorce Center.  A former teacher, Renee enjoys educating her clients and encouraging them to be active participants in their financial futures.

She is the mother of two wonderful adult children- Liz, an EMT and 911 Emergency Dispatcher, and Alec who is serving his country in the United States Air Force.

 

David ChwalekDavid Chwalek has been helping individuals, families and business owners achieve their financial goals since 1991. A graduate of Boston College, David began his career with The Prudential before co-founding Select Financial Services in Holliston, Massachusetts in 1995.  He was with Investors Capital for 15 years before joining Voya Financial Advisors.

David assists clients with investment and retirement strategies, insurance, divorce financial planning, college funding and fee-based financial consulting. He is prepared to work in concert with your other professional advisors to see that each and every aspect of your financial program is properly addressed. Regular contact and annual reviews ensure that your plans remain on track.

In 2005, David was awarded the Certified Divorce Financial Analyst designation (CDFA) and in 2006, he earned the Chartered Retirement Plans Specialist designation (CRPS). David is a Past President of the Concord Chamber of Commerce and active member of BNI Junction.  He also wrote a personal finance column, Dollars & Sense, in The Concord Journal for several years.

He is the proud father of three wonderful children, Landon, Ava and Luke.  In his spare time David is usually watching his kids play soccer, swim or dance.